Cabrillo Team Realty

Can you get a credit report for FREE?

andrewbehneman — Tue, 01 Jun 2010 20:13:35 +0000

Have you checked your credit score lately? Do you have any idea what your credit score is or what it should be? If you answered “no” to any of these questions, you ought to get a copy of your credit report. The question is, “Where do you go to get a free copy of your credit report?” Should I visit freecreditreport.com? Absolutely not! If you go to freecreditreport.com and get a copy of your credit report you will be forced to join a program that Experian manages. Freecreditreport.com is just a bogus website that Experian uses to get consumers to sign up for their program. Instead of freecreditreport.com, you should visit www.annualcreditreport.com. This website is the ONLY authorized website under federal law to give consumers 3 FREE credit reports per year…one from each bureau (Experian, Equifax and Transunion). This is where you want to go to receive your credit report. At the top of the freecreditreport.com website, it says in large font, “This notice is required by law: You have a right to a free credit report from annualcreditreport.com or by calling 877-322-8228, the only authorized source under federal law.” The Feds have caught on to the scam that Experian was running with their allegedly “free credit report” and required them to post this notice.

After you obtain your credit report you should go through it, line by line, and see if there is any incorrect information. If there is you should contact the bureaus and/or the credit issuing company and notify them of the inaccurate information. There are steps to do this on the annualcreditreport.com website.

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Why do I need a home inspection?

Why do I need a home inspection?

andrewbehneman — Mon, 24 May 2010 16:52:28 +0000

I often get the question, “Why do I need to pay $375 for a home inspection?” That is a very legitimate question and one that needs to be answered before forking over that much money. A home inspection covers that five major components of a home: the roof, foundation, electrical, plumbing, and appliances. A licensed home inspector will thoroughly inspect all five components and provide the homeowner with a thorough report of his/her findings. The home inspector will also tell the soon-to-be-homeowner exactly where the main water shutoff is located, where the gas shutoff is located, what the current water pressure is and where the water pressure regulator is located. That certainly is not the extent of all the information that is communicated to the homeowner, rather just a summary of the main points. A home inspector will will open and close every door and window, check every receptacle (outlet), operate every appliance to make sure it runs correctly and inspect the roof to make sure there aren’t any broken tiles or leaks. Basically, a home inspector goes through the entire home with a fine toothed comb and makes the homeowner aware of everything that came up.There are many home inspection companies to choose from in San Diego County. The company I always recommend to my clients is Buyer’s Protection Group (BPG). My inspector of choice is Dave Jobe, who has personally completed over 3,500 home inspections.

I hope this shed some light on home inspction process. For more information on BPG check out www.landamhomewarranty.com

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Can you get a credit report for FREE?

Certified Distressed Property Experts

andrewbehneman — Tue, 27 Apr 2010 16:50:48 +0000

A Certified Distressed Property Expert is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s market, specifically short sales. At Cabrillo Team Realty, most or our agents have gone through the CDPE training program and are certified to handle short sale transactions. If you need any assistance with a short sale or if you have questions about the process, please let us know. We would love to help in any way possible.

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An Introduction To Cabrillo Team Realty

An Introduction To Cabrillo Team Realty

andrewbehneman — Thu, 15 Apr 2010 17:58:38 +0000

Here is a brief video that quickly describes what Cabrillo Team Realty is all about

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